Terms and Conditions

1. Acceptance of Terms

By accessing or using this website (the “Site”), you agree to be bound by these Terms and Conditions and our Privacy Policy. The Site is operated by Great Lakes Bay Trusts & Estates PLC (“we,” “us,” or “our”). If you do not agree to these Terms, please do not use this Site.

2. Informational Purposes Only / No Legal Advice

The information provided on this Site is for general informational and educational purposes only. It is not intended to be, and should not be construed as, legal advice.

Laws vary by jurisdiction, and legal outcomes depend on specific facts and circumstances. You should not rely on any information on this Site as a substitute for obtaining legal advice from a qualified attorney licensed in your state.

3. No Attorney-Client Relationship

Use of this Site, submitting information through contact forms, scheduling a call, or communicating with us electronically does not create an attorney-client relationship.

An attorney-client relationship is formed only through a mutually signed written agreement between you and Great Lakes Bay Trusts & Estates PLC. Please do not send confidential or sensitive information through this Site unless and until such a relationship has been established.

4. Jurisdiction and Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Michigan, without regard to conflict of law principles.

Any legal action or proceeding arising out of or relating to these Terms or your use of the Site shall be brought exclusively in the state or federal courts located within the State of Michigan, and you consent to the jurisdiction of such courts.

5. Permitted Use of the Site

You agree to use this Site only for lawful purposes and in a manner consistent with these Terms.

You agree not to:

• Attempt to gain unauthorized access to the Site or its systems
• Transmit viruses, malware, or other harmful code
• Interfere with or disrupt the operation of the Site
• Use the Site in a way that infringes on the rights of others

6. Intellectual Property Rights

All content on this Site, including text, graphics, logos, images, design elements, and layout, is owned by or licensed to Great Lakes Bay Trusts & Estates PLC and is protected by U.S. and international intellectual property laws.

You may view, download, and print content for personal, non-commercial use only. You may not reproduce, distribute, modify, publish, or create derivative works without our prior written consent.

7. Third-Party Links

This Site may contain links to third-party websites or resources for convenience or informational purposes. We do not control, endorse, or assume responsibility for the content, accuracy, or privacy practices of any third-party sites.

Accessing third-party websites is at your own risk.

8. Disclaimers

The Site and its content are provided on an “as is” and “as available” basis, without warranties of any kind, express or implied.

We make no guarantees regarding the accuracy, completeness, or timeliness of the information on this Site. While we strive to keep content current, laws and interpretations change.

9. Limitation of Liability

To the fullest extent permitted by law, Great Lakes Bay Trusts & Estates PLC, its managers, members, attorneys, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, this Site.

This includes, without limitation, damages for loss of data, profits, or use, even if we have been advised of the possibility of such damages.

Some jurisdictions do not allow certain limitations of liability, so portions of this section may not apply to you.

10. Indemnification

You agree to indemnify, defend, and hold harmless Great Lakes Bay Trusts & Estates PLC and its managers, members, attorneys, employees, and agents from any claims, damages, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising from:

• Your use of the Site
• Your violation of these Terms
• Your violation of any applicable law or third-party rights

11. Changes to These Terms

We reserve the right to modify or update these Terms at any time. Any changes will be effective immediately upon posting to this Site.

Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

12. Severability

If any provision of these Terms is determined to be invalid or unenforceable, that provision will be enforced to the maximum extent permitted by law, and the remaining provisions will remain in full force and effect.

13. No Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

14. Contact Information

If you have questions about these Terms and Conditions, you may contact us at:

‍

Great Lakes Bay Trusts & Estates

‍1 Tuscola Street, Suite 301, Saginaw, Michigan 48607
Phone: (989) 208-3257
Email: andrewhereza@greatlakesbaytrustsestates.com